Car Insurance

If you've been in a car wreck, you understand the value of having auto insurance. Every state mandates purchasing at least basic liability protection. This protects you from being responsible for damages or injuries you cause to others in an accident. There are several other types of vehicle insurance with varying levels of coverage. Medical payments coverage insures medical charges for all passengers in your car. There is also underinsured motorist coverage that protects you from drivers with little to no insurance. Being familiar with all your insurance options and selecting the right coverage can save you money and help protect you and your family in case of an accident.

Home Insurance

The disadvantages of home ownership without insurance can be very dangerous. If your home is damaged or destroyed by flood, fire, or some type of natural disaster; you will be liable for the entire cost of rebuilding your home. Purchasing home insurance can restore your personal property or protect you if you are responsible for damage to another person's property or an injury sustained on your property. Along with that, you could also receive coverage to handle court fees and food and lodging if you have to leave you home. Meeting with an insurance agent can help you determine which type of insurance best fits your life and budget.

Renters Insurance

Renters insurance was created designed to protect stolen, damaged, or destroyed possessions of a renter. This insurance can also provide for liability or medical expenses if the renter is responsible for injury and damages that occur in their home or apartment. Renters have to deal with the outcomes from several different factors, such neighbors, guests, and burglars that can cause problems that will not be covered by the owner's own insurance. If you are a renter, contact an insurance agent today and discuss your options in renters insurance.independent insurance agency 44087