We are constantly bombarded by many ads, billboards, and commercials promoting different types of insurance coverage. But why is insurance important? Insurance is built to pay for many types of claims depending upon the form of plan that has been payed for. Insurance may seem costly but it can be a great tool in protecting our automobiles, homes, belongings, and our own physical health. Some types of policies are required by law, while others can be payed for in addition. An experienced insurance agent can go over your best choices regarding rates and coverage. auto insurance lutz fl